Withdrawals from a traditional IRA before age 59 1/2 are subject to a 10% federal penalty tax unless an exception applies.Īll investing is subject to risk, including the possible loss of money you invest.Ĭommission-free trading of Vanguard ETFs applies to trades placed both online and by phone. There may be other material differences between investment products that must be considered prior to investing. The final account balance does not reflect any taxes or penalties that may be due upon distribution. This example doesn't represent any particular investment and doesn't account for inflation.
The shaded amounts represent both the amount paid in expenses as well as the 'opportunity costs'-the amount you lose because the costs you paid are no longer invested. If the rate of return were altered, results would vary from those shown. This hypothetical example assumes a 6% return on a $50,000 investment. Sources: Vanguard and Morningstar, Inc., as of December 31, 2022.
Industry average ETF and mutual fund expense ratio: 0.47%. ✝Vanguard's average ETF and mutual fund expense ratio: 0.08%.
